My reviews and recommendations

#1:  My first choice for health insurance for my older dog would be: TRUPANION (


Trupanion Pet Insurance Discount The reason I would choose Trupanion as the pet insurance company for my older dog is because the amount of illnesses and injuries they cover is pretty wide.  They cover “90%  of veterinary costs for diagnostic tests, surgeries, medications, hospital stays, and other treatments that arise from a dog getting sick or injured.”  They will even cover “hereditary and congenital conditions as long as they are not found to be pre-existing”.

Also, you can choose your own deductible, which ranges from $0 deductible to $1,000 deductible.  This option helps you lower your monthly premium to one you can afford.  You can also select additional coverage from a package called “Complementary Care (Includes Hip Dysplasia) Package” , and an “Additional Benefits Package”.

No Lifetime Limit.  Trupanion has no limits per claim, per incident, or per year and no lifetime payout limit. Our pet insurance covers all diagnostic tests, surgeries, and medications if your pet becomes sick or injured. This includes hereditary and congenital disorders, and chronic or recurring conditions.

Find out what your monthly cost would be by filling out the quote form HERE.  (For US, Canadian and Puerto Rico customers only)


#2:  My next choice for health insurance for my older dog would be:  EMBRACE PET INSURANCE  (

Embrace is also another insurance company that offers pretty good coverage for illnesses and accidents.  There are several different coverage options available, or you can design your own custom policy.  The annual maximums (the total amount Embrace will pay each yet per each pet) ranges from $5000 to $15,000.  Annual deductibles range from $100 to $1,000.  Reimbursement ranges from 65% to 90%, but 80% is the standard.  These amounts are all customizable to fit into an affordable monthly payment for you.  There are also the optional benefits of a wellness rewards program, and prescription drug program.

Design your own instant, custom quote by filling out the easy for HERE.